2026 update: the federal 25D residential solar credit ended Dec 31, 2025

Solar ROI & Energy Calculator

Estimate the system size, upfront cost, payback period, and 25-year savings of a home solar system — every assumption is editable.

Your home energy profile

Adjust the inputs — results update instantly.

$/ mo

about 1,111 kWh / month

$20$1,000+
hrs / day
1.08.0

Calculation assumptions

Defaults reflect typical U.S. values. Edit them to match your utility and quotes.

$/ kWh

Check "price per kWh" on your utility bill

$/ W

U.S. average is roughly $2.50–$3.50 per watt

W

Most residential panels are 380–450W

%

Federal 25D credit expired after 2025; add state or utility incentives

% / yr

Historical U.S. average is about 2–4% per year

%

Inverter, wiring, soiling and heat; NREL default is 14%

Also assumed: 25-year lifespan, 0.5% annual panel degradation, savings capped at your own usage (no export credit).

Your solar estimate

Based on your bill, local sunlight, and the assumptions

Recommended system size

8.8kW

22 × 400W panels · ~13,812 kWh / year

Net upfront cost

$24,640

No credits or rebates applied

Payback period

9.1years

When cumulative savings exceed net cost

25-year net savings

$59,749

First-year savings $2,400 · incl. 3% yearly rate increase

Cost breakdown

The 30% federal residential clean energy credit (25D) does not apply to systems installed after Dec 31, 2025. Include any state, local, or utility incentives in the assumptions.

Gross system cost
$24,640
Credits & rebates
$0
Your net cost
$24,640
25-yr bill savings
$84,389

Estimates are for informational purposes only and use simplified assumptions. Fixed utility charges are not offset by solar. Actual costs, incentives, and savings vary by location, utility tariff, roof, and installer.